Learn money.
Ante your takes.
Ante is a two-part game. Level up on real financial skills, from compound interest and credit to BNPL, taxes, and investing. Then wager your Acorns against friends in prediction markets, or use them to buy stocks, CDs, and bonds in realism mode with lifelike fees.
Free forever. Acorns are earned only by learning. They are never sold for cash.
Bite-sized lessons that actually stick.
Structured levels take you from checking accounts to Roth IRAs. Every quiz you clear mints Acorns
you can spend, save, or ante. The only way to earn them is by learning. They are never purchasable with real money.
Invite-only markets and a virtual brokerage.
Markets live inside private groups you and your friends control. You can also use your Acorns to buy stocks, CDs, and bonds with built-in realism mode that charges the fees you'd actually pay. No real cash, no strangers, all bragging rights.
Acorns are the reward for learning.
There is no store to buy Acorns. You earn them by completing lessons, passing quizzes, and leveling up your financial literacy, then wager in markets, bid in auctions, or invest in virtual stocks, bonds, and CDs.
- Every lesson and quiz mints Acorns.
- Not sold, not purchasable with cash, ever.
- Realism mode applies real-world brokerage fees and bond/CD terms.
Every lesson mints real Acorns
Acorns = Ante's in-game currency
Ante isn't just markets. Clear a quiz, earn Acorns, then spend them in the shop or ante them with friends.
The money muscles you use for the rest of your life.
Why $100 today buys less than $100 last year.
The one force you have more of than any billionaire alive: time.
The modern debt maze, and how to walk out of it.
Index funds, risk, and letting time do the heavy lifting.
Spot the pig-butchering, pump-and-dumps, and 'guaranteed' returns.
Six core units plus advanced tracks. Snapshots shown, sign up to start earning.
Schools don't teach money. The bill comes later.
Most teens graduate having never balanced a budget, opened a retirement account, or seen how 22% APR actually compounds. The research is blunt about what that costs, and what changes when they do learn.
Credit scores of young adults in Texas rose up to 32 points (Idaho +16, Georgia +11) after states mandated personal-finance education.
Only 27.2% of teens scored above 70% on a basic financial-literacy exam. The average score was 58%.
93% of parents worry their teen will overspend, but only 34% have taught them to balance a checkbook. 69% would rather have 'the talk' than discuss investing.
Adults with higher financial literacy own retirement accounts at 70%, versus 43% for those with lower literacy. Emergency funds: 65% vs 42%.
College grads own retirement accounts at 80%. Adults with no college: 37%. Financial access still tracks education, not income.
Georgia (0.31 SD) and Texas (0.27 SD) saw measurable improvements in credit outcomes when personal-finance teachers were properly trained.
Sources: Federal Reserve Board (2014), FINRA Investor Education Foundation National Financial Capability Study (2022, 2024), Urban et al. on high-school personal-finance policy, Charles Schwab Parents & Money survey, and the National Financial Educators Council youth literacy exam.
Ante your Acorns for real gift cards.
Every so often we drop a partner gift card, like Roblox, Starbucks, Amazon, or Steam, into a live auction. Bid your hard-earned Acorns against every other player. Highest bid when the timer hits zero walks away with the card.
- Open bidding. See the current top bid update in real time.
- Get outbid? Your Acorns are refunded instantly.
- Win? The card lands in your inventory the moment the auction closes.
- Acorns are earned only by learning. Never sold, never purchasable with cash.
Markets others are trading right now.
Examples of markets others are participating in. Real markets live inside private, invite-only groups.
Direct wagers.
Friend vs. friend.
Skip the order book. Propose a one-on-one bet against anyone in your group, either riding an existing market or a totally custom deal. Both sides ante Acorns into escrow, both sides vote the outcome, and the pot pays out when you agree.
- Propose any wagerPick a market or write your own criteria, like Higher Precalc 11 test scoreI finish the essay by SundayWhose parent picks us up first?Our econ TA curves the finalChem lab report finished firstPep rally gets cancelledMost on-time to class this weekGroup presentation runs long.
- Both sides ante upStakes lock into escrow the moment your friend accepts. No stake, no bet.
- Vote it outBoth players call the winner. Agree and the pot pays out; disagree and it goes to a neutral arbiter.
- Harvest the potWin and Acorns rain into your balance with a full-screen celebration. Lose and the leaf gently falls.
Pin badges to your name.
Earn tags like Chopped, Cope, and Send It by trading, learning, and creating markets. Pin up to three next to your display name so friends know what kind of player you are.
Badges unlock automatically as you play. Equip your favorites from your profile.